Welfare Fund

Are you an Estuary resident? Are you struggling with financial difficulties?

You may be eligible for assistance from our Welfare Fund.

What is the Welfare Fund?

The Welfare Fund is a small amount of money that has been set aside to assist tenants and residents who are having difficulty managing their financial obligations. It can be used for essential items or services that are needed by tenants and/or their household.

The fund is there to support people with a genuine financial need and to sustain tenancies.

Who can apply?

The fund is only available to Estuary Housing Association tenants and their households who have a right to be in that home.

Welfare Fund - Further Information

  • If you would like a copy of the welfare fund policy please contact the Welfare Team on 0300 304 5000 or email welfare@estuary.co.uk
  • There is no right of appeal, however, we aim to treat everyone equally and fairly and if you are unhappy with our service in this respect please let us know.

How do I Apply?

Applications can be made through your Housing Officer, Income Officer or by our Welfare Team.

Full details of your financial circumstances will be necessary and will include full household income and expenditure details, benefit and tax credit letters and in some circumstances; your bank statements.

You may request an application form from our welfare team via email welfare@estuary.co.uk or from your housing or income officer. You can also make initial enquiries via our web form.

The time taken for a decision to be made will vary dependant upon whether we receive all the information we require in the first instance or whether we need to speak to you further. We aim to deal with most applications within 14 days.

What Can I Apply For?

Eligible items will be essential to the household or a family member living in the tenant’s home and can include (but is not limited to) white goods, equipment or services to support employment/training or basic living needs.

The Welfare Fund will not fund items that can be sourced via other funding such as the Essential Living Fund and will only be available where it is clear the applicant cannot afford to secure funds elsewhere; such as social fund or bank/building society loans.

The Welfare Fund will not pay for rent arrears and cannot be used to pay other debts and loans. Cash payments will not be made, once applications are agreed the item will usually be ordered, delivered and paid for electronically.

How Much Can I Apply For?

There is a limit of £300, although in emergency circumstances this can be increased to £500 with agreement from Estuary Housing Association's Executive Director.

Applications will be restricted to one successful application every 12 months per household. This can be for a service over a period of time, e.g. assistance with travel costs for a new job.