Non-Dependant Deductions

A Non-Dependant is anyone living with you aged 18 or over (21 if you are on Universal Credit)

This does not include children for whom you still receive Child Benefit.

The government makes the assumption that these adults will contribute towards your household costs, including rent and Council Tax. They therefore deduct a sum of money from your Housing Benefit or Universal Credit and Council Tax Support award. This is a non-dependant deduction.

These deductions are generally based on the income the non-dependant receives. It is applied regardless of whether or not they do actually give you any money for food, rent, electricity, etc. If you have a lodger that pays you on a formal basis to live in your home – the way this affects your Housing Benefit or Universal Credit and Council Tax Support is different. Contact us for further information- 0300 304 5000 or email welfare@estuary.co.uk

The non-dependant deduction rules are complicated and the wrong deduction can sometimes be taken – making a big difference to your Housing Benefit or Universal Credit and Council Tax Support award. 0300 304 5000 or email welfare@estuary.co.uk

What Are the Non-Dependant Rates?

Housing Benefit Rules

Housing Benefit non-dependant deductions April 2018 to March 2019

Non-dependant income

Deduction per week

£

Aged under 25 and on Income Support, income-based Jobseeker's Allowance, Universal Credit (without earnings) or income-related Employment and Support Allowance which does not include an amount for the support component or work related activity component

Nil

Aged 25 or over and on Income Support or Jobseeker's Allowance (income-based), Universal Credit (without earnings) or aged 18 or over and not working or working less than 16 hours each week

15.25

In receipt of main phase Employment and Support Allowance (income-related)

15.25

In receipt of Pension Credit

Nil

Aged 18 or over and working an average of 16 hours each week or on Universal Credit with earnings (the income from Universal Credit and earnings will be combined):

 

- gross income less than £139.00

15.25

- gross income between £139.00 and £203.99

35.00

- gross income between £204.00 and £264.99

48.05

- gross income between £265.00 and £353.99

78.65

- gross income between £354.00 and £438.99

89.55

- gross income £439.00 or more

98.30

WARNING: if they are currently off work, sick or on maternity leave, then the non-dependant deduction (regardless of their gross wage) will be £15.25 a week for a 52-week rent year. Your local council won't know if your non-dependant starts work, so make sure you tell them, otherwise you could end up with an overpayment bill.

When Non-Dependant Deductions Don’t Apply

No non-dependant deduction will be made if you or your partner are:

  • Registered blind
  • Getting a care component of Disability Living Allowance
  • in receipt of any daily living component of Personal Independence Payment, Attendance Allowance, or Armed Forces Independence Payment.

This is regardless of how many non-dependants you have living with you and regardless of their income.

No non-dependant deduction should be taken from your Housing Benefit award where the non-dependant is:

  • Only staying with you temporarily, ie your home is not their normal home.
  • A full time student, any age (except when they’re working 16 or more hours a week during the summer holidays).
  • Under 25 and on Income-Based Jobseeker's Allowance (even if this has been sanctioned)
  • Under 25 and on Income Support
  • Under 25 and getting Income-Related Employment Support Allowance with no component – this could be either because they are still in the first few months of claiming (the assessment phase) or because they are getting Employment and Support Allowance paid while appealing against a decision that they are fit for work
  • Under 25 and on Universal Credit, as long as they have no earnings
  • In the Armed Forces and away on operations
  • In prison, either on remand or sentenced
  • Getting Pension Credit (if you are Pension Credit age and not getting Pension Credit, call 0800 99 1234 to check your entitlement).

If a deduction is being taken when it shouldn't be, or is being taken at the wrong rate, you could quickly find yourself struggling to pay your rent. It is very important to ensure you provide your non-dependant details to the local council so that they apply the right rate - contact us for further information - please call 0300 304 5000 or email welfare@estuary.co.uk

Universal Credit Rules

If you are getting Universal Credit and have a non-dependant living with you, the rules are different, and the deductions are called Housing Costs Contributions.

What are the deductions (housing cost contributions) from Universal Credit?

Regardless of the non-dependant's income, the housing cost contribution taken from your Universal Credit award is £72.16 a month (from April 2018) per non-dependant. If you have more than one non-dependant living with you then £72.16 is taken for each, even if they are a couple.

When deductions don’t apply

No housing cost contribution should be taken from your Universal Credit award where the non-dependant is:

  • Only staying with you temporarily, i.e. your home is not their normal home.
  • Under 21 (regardless of their circumstances)
  • On Pension Credit
  • On the care component of Disability Living Allowance (DLA) at the mid or high rate
  • On Attendance Allowance
  • On the daily living component of Personal Independence Payment
  • On Armed Forces Independence Payment
  • On Carers Allowance
  • A prisoner, whether on remand or sentenced
  • Responsible for a child under 5
  • A non-dependant son, daughter, step-son or step-daughter who is temporarily away from home because they are currently on operations with the Armed Forces.

No housing cost contribution should be taken from your Universal Credit award where you (the tenant) or your partner is / are:

  • Blind or registered blind
  • On Disability Living Allowance care component at high or mid rate
  • On Attendance Allowance
  • On Personal Independence Payment daily living component
  • On Armed Forces Independence Payment

Council Tax Support Rules

The rules on non-dependant deductions vary from council to council, so you will need to contact your local council for information on how having a non-dependant living with you affects your Council Tax support.